MW3, Madras University Question Paper,2011 Question Paper,PRACTICE AND LAW OF BANKING II

Madras University Question Paper
Subject : PRACTICE AND LAW OF BANKING II
Subject Code :MW3
MAY 2011 U/ID 1372/MW3
Time : Three hours Maximum : 60 marks
SECTION A — (5 × 4 2
1
 = 22 2
1
 marks)
Answer any FIVE questions.
1. Bring out the distinction between overdraft and
cash credit.
 2. Discuss in detail the significance of lien to a
Banker.
3. State the precautions required to be taken by a
banker in case of advances against the security of
goods.
4. What are documents of title to goods?
 5. Distinguish between cash flow statement and fund
flow statement.
 6. What are the objectives of KVIC?
7. Write a short note on Technical feasibility.
8. Explain the direct assistance provided by IDBI.
 SECTION B — (3 × 12 2
1
 = 37 2
1
 marks)
Answer any THREE questions.
9. State the precautions which must be taken by the
banker in advancing loans against (a) Book debts
and (b) Gold ornaments.
 (10. Explain the methods of creating charge on
industrial securities.
11. Enumerate the advantages and disadvantages of
goods as security for bank advances.
 12. What are the main functions of Small Industries
Development Organization?
13. Explain the various types of agricultural finance.
———————

Madras University Question Paper,MW3,2011 Question Paper,PRACTICE AND LAW OF BANKING II

Madras University Question Paper
Subject :PRACTICE AND LAW OF BANKING II
Subject Code : MW3
MAY 2011 U/ID 1372/MW3
Time : Three hours Maximum : 60 marks
                                     1          1
SECTION A — (5 × 4 - = 22  - marks)
                                     2         2
marks)
Answer any FIVE questions.
1. Bring out the distinction between overdraft and
cash credit.
 2. Discuss in detail the significance of lien to a
Banker.
3. State the precautions required to be taken by a
banker in case of advances against the security of
goods.
 4. What are documents of title to goods?
 5. Distinguish between cash flow statement and fund
flow statement.
 6. What are the objectives of KVIC?
 7. Write a short note on Technical feasibility.
 8. Explain the direct assistance provided by IDBI.
                                       1          1    
SECTION B — (3 × 12 - =  37 -  marks)
                                       2         2  
Answer any THREE questions.
9. State the precautions which must be taken by the
banker in advancing loans against (a) Book debts
and (b) Gold ornaments.
10. Explain the methods of creating charge on
industrial securities.
11. Enumerate the advantages and disadvantages of
goods as security for bank advances.
 12. What are the main functions of Small Industries
Development Organization?
13. Explain the various types of agricultural finance.
———————

MW3,Madras University Question Paper, PRACTICE AND LAW OF BANKING II,2013 Question Paper

Madras University Question Paper
Subject :PRACTICE AND LAW OF BANKING II
Subject Code :MW3
OCTOBER 2013 U/ID 1372/MW3
Time : Three hours Maximum : 60 marks
SECTION A — (5 × 4½ = 22½ marks)
Answer any FIVE questions.
1. What are the different forms of banker’s advances?
2. What do you mean by the term “Set off”? Under
what circumstances can a banker exercise it?
3. What precautions should a banker take while
lending against document of title to goods?
4. Discuss the suitability of life insurance policy as
security for a bank advances.
5. Write a short note on Financial Viability.
6. Describe the functions of District Industries
Centre.
7. What are the schemes provided by KVIC?
8. Who is a small borrower? Give the names of
advances to small borrowers.
SECTION B — (3 × 12½ = 37½ marks)
Answer any THREE questions.
9. Explain the main differences between pledge and
hypothecation.
10. Write the precautions a banker should take in
granting loans and advances against gurantee.
11. Describe the functions and services rendered by
SIDBI.
12. Discuss the role of IDBI in financing small
enterprises.
13. Distinction between cash flow statement and fund
flow statement.
——————— 

Madras University Question Paper, MW3,PRACTICE AND LAW OF BANKING II,2011 Question Paper

Madras University Question Paper
Subject :PRACTICE AND LAW OF BANKING II
Subject Code :MW3
OCTOBER 2011 U/ID 1372/MW3
Time : Three hours Maximum : 60 marks
                                     1         1
SECTION A — (5 × 4 - = 22 -  marks)
                                     2         2
 Answer any FIVE questions.
All questions carry equal marks.
Each answer should not exceed 400 words.
1. What points should a banker keep in mind while
dealing with a ‘Joint Hindu Family’?
2. What do you mean by the term ‘set-off’? Under
what circumstances can a bank exercise it?
 3. Discuss the characteristics of mortgage.
 4. What do you mean by economic feasibility?
Explain it.
 5. What are documents to title of goods? Indicate
briefly some important documents of title to goods.
 6. Explain the special features of small scale units.
7. Write a note on credit guarantee fund scheme for
micro and small enterprises.
 8. Explain briefly the priority sector lending by
commercial banks in India.
                                       1       1
SECTION B — (3 × 12 -=37 - marks)
                                      2        2  
Answer any THREE questions.
All questions carry equal marks.
Each answer should not exceed 1,200 words.
9. As a banker what considerations you will take into
account before granting an advance to a borrower?
10. Discuss the general principles which a banker
should keep in mind while granting advances
against securities.
 11. Discuss in detail about various sources of
industrial finance.
12. Explain the various financing schemes of National
Small Industries Corporation to Small Scale
Enterprises.
13. Discuss the causes for industrials sickness.
——————