2013 Question Paper of BASICS OF BANKING AND INSURANCE Calicut University

University : Calicut University Question Papers
Course: B.Com
Semester: 5, Fifth, V
Year of the question paper: November 2013
Subject Code: BC 5B 09
Subject: BASICS OF BANKING AND INSURANCE

Calicut University
FIFTH SEMESTER B.Com. DEGREE EXAMINATION, NOVEMBER 2013 (UG-CCSS)
Commerce
BC 5B 09-BASICS OF BANKING AND INSURANCE
Time: Three Hours Maximum Weightage: 30
Part A: Answer all twelve questions. Each question carries a weightage of ¼.
Fill in the blanks :
1. Insuring the risk with other insurers is known as ----------.
2. The principle of subrogation is introduced to protect the interest of ---------.
3. --------Bank plays an important role in promoting foreign trade.
4. The rate of interest is high in the case of -------- deposit.
Choose the correct answer :
5. Note issue is the major function of :
a)Central Bank of India b)Central Bank
c)State Bank d)None of these.
6. Bank does not pay interest to this kind of deposit :
a) Fixed deposit b)Saving deposit
c) Current deposit d)None of these
7. If there is no insurable interest , the insurable contract will become :
a)Voidable b)Void
c)Unenforceable d)None of these
8. IRDA Act was passed in :
a)1938 b)1948 c)1999 d)2000
State whether the following statements are True or False :
9. The subject matter in life insurance is the property.
10. Personal accident insurance is not contract of indemnity.
11. Fixed deposits are demand deposit.
12. A contract entered by a drunkard person is void.
(12 x ¼ =3)
Short answer questions. Answer all nine questions. Each carries 1 weightage.
13. What is bank rate?
14. What is bank assurance?
15. Define Insurance.
16. What is SLR?
17. Define Bank.
18. Who is a minor?
19. What do you mean by the principle of subrogation?
20. What is quantitative credit control?
21. What is Marine insurance? (9 x 1 =9)
Answer any five questions from seven. Each carries a weightage of 2.
22. What are the features of insurance?
23. State in brief the procedures for opening an account.
24. Explain the primary functions of a commercial bank.
25. What are the objectives of EXIM Bank?
26. What are the precautions to be taken by the banker while opening an account in the name of a minor?
27. What are the defects of indigenous Bankers?
28. Explain the features of current account.
(5 x 2 = 10)
Essay questions. Answer any two questions from three. Each question carries a weightage of 4.
29. Explain the functions of insurance.
30. Explain the quantitative credit control weapons used by RBI to control credit.
31. Elucidate the innovative functions of the bank today? (2 x 4 = 8)

BASICS OF BANKING AND INSURANCE Calicut University 2012 Question Paper

University : Calicut University Question Papers
Course: B.Com
Semester: 5, Fifth, V
Year of the question paper: October 2012
Subject Code: BC 5B 09
Subject: BASICS OF BANKING AND INSURANCE

Calicut University
D 30532 Name…………………………
Reg. No……………………..
FIFTH SEMESTER B.Com DEGREE EXAMINATION OCTOBER 2012
BC 5B 09 – BASICS OF BANKING AND INSURANCE
Time: Three Hours Maximum: 30 weightage
Answer all Questions:
1. The rate at which RBI rediscounts the bills of commercial banks is called as:
(a) Bank rate (b) Prime lending rate
(c)Repo rate (d) BPLR
2. One of the most important functions of a ………..bank is the issue of currency notes.
(a) Apex (b) central
(c) World (d) regional
3. Life insurance provides a sum of money is called ………………upon the death of insured person in  return for small period payments called Premium.
(a) Salvage value (b) Premium
(b) Policy amount (d) Death benefit
4. A specialist in the mathematics of insurance who calculates, rates, reserves, dividends, and other
Statistics is called.
(a) Insured (c) Actuary
(b) Agent (d) Insured
FIIL IN THE BLANK:
5. …………..is the method of controlling and regulating the purposes for which credit is granted by
commercial bank.
6. …………..is implies persuasions and request made by the central bank to commercial bank to
follow the general monitory policy laid down by the former.
7. …………. Act as the banker to the central and state government in the country.
8. The price for risk undertaken by the insurer is called ……………
(4*1/4=1weightage)
STATE WHETHER THE FOLLWONG ARE TRUE OR FALSE
9. The insurance policy is formal and enforceable stamped document signed and issued by the insurance company embodying the terms of the contract between the parties
10. Where the contract is to insure the subject matter ‘at and from’ or from one place to another or
other is called a time policy.
11. The person who affect insurance, or issue instructions for affecting it, must have an insurable
interest in the subject matter
12. Term deposits are those deposits which are kept for specified fixed period with a bank and are
not payable on demand.
(4*1/4=1weightage)
PART B
Answer all nine questions in one or two sentences each.
13. Define insurance?
14. Bring out the meaning of utmost good faith?
15. What do you mean by insurable interest?
16. What do you understand by secured loan?
17. What is bank over draft?
18. What do you mean by doctrine of subrogation?
19. What is fire insurance?
20. What do you understand by surrender value?
21. What are two important tools of thought regarding the principle of note issue by central bank?
(9*9=9 weightage)
PART C
Answer any five
22. Distingush between fire insurance and life insurance?
23.”central bank is the lender of the last resort”. Discuss
24. Write a short note on innovations in customer services in banks?
25. What are the fundamental principles of insurance?
26. To which point should a banker pay attention while opening an account in the name of  Partnership firm?
27. Who are the different types of bank customers?
28. Describe the main kinds of insurance and examine briefly the nature of risks protected by each kind of insurance.
(5*2=10 weightage)
Part D
Answer any two
29. Discuss the essential features of fire insurance contract?
30. Discuss the role of banks in the economic growth of a country?
31. Briefly discuss the function of reserve bank of India?
(2*4=8 weightage)

Management Information System Periyar University 2011 Question Paper

University : Periyar University Question Papers
Course: MBA Question Paper
Year of the question paper: 2011
Subject: Management Information System

Periyar University

Allied-MANAGEMENT info SYSTEM

Time:3 hours Maximum:75 marks

PART A-(10*2=20 marks)

ans ALL ques..

1. describe "Management info System".

2. State the objectives of MIS.

3. What is application software?

4. What is main frame computers?

5. Who is systems analyst?

6. What do you mean by systems design?

7. elaborate the kinds of knowledge in intelligence system?

8. State the kinds of DSS.

9. What is the role of computers in TPS?

10. What do you mean by pay-roll processing?

PART B -(5*5=25 marks)
ans ALL ques..

11.a) What is the need of MIS in an organisation?

or

b) elaborate the components of MIS?

12.a) elaborate the characteristics of computers?

or

b) elaborate the components of computer system?

13.a) define the nature of work of systems analyst.

or

b) discuss the factors for successful implementation of info system project.

14.a) elaborate the tools for tactical planning and management control in DSS?

or

b) discuss the advantages of intelligence system.

15.a) Illustrate the use of computer for marketing.

or

b) elaborate the uses of computers in personnel function?

PART C -(3*10=30 marks)
ans any 3 ques..

16. discuss the characteristics of MIS.

17. discuss the major kinds of computer software.

18. explain the steps in systems implementation.

19. explain the disadvantages of database.

20. explain how computer can assist finance function.

M.A in Political Science Dibrugarh University 2014 Question Paper

Question Paper University : Dibrugarh University
Question Paper Course : M.A Political Science
Year of Question Papers : 2014 December Question Paper
Question Paper Subject : Political Science
Question Paper Code : Paper - 206
Full Marks: 80
Download details of Question Paper Content Type : Images
Number of Pages in Download of Question Papers : 03

Dibrugarh University MA Education of Exceptional Children 2014 Question Paper

Looking for old question papers of Dibrugarh University? Here is a question paper titled "Education of Exceptional Children (Paper: 202)"

University Name: Dibrugarh University
Course: MA Education
Subject of Exam: Education of Exceptional Children (Paper: 202)
Subject Paper Code: 2PGDE EDN 2
Question Paper Year of Exam: December 2014

Programming using 'C' 2008 Punjabi University BCA Question Paper

University : Punjabi University Previous Years Question Papers Collection
Question Paper Title : Programming using 'C'
Course : BCA Degree Examinations
Question Paper Year - 2008

(SECTION-A)
1.a) what are the different data types available in C language? Explain.
b) What are the integer constants and character constants?
2.a) Explain various expressions and statements used in C language.
b) write an algorithm to print the Fibonacci series.
(SECTION-B)
3.a) what are case labels? What types of expression must be used to represent a case label?
b) Differntiate between while and do-while loop statement.
4. Write a program to find the average of the diagonal elements of a two dimensional array of m*n.
(SECTION-C)
5.a) What do you mean by function call? From what parts of a program can a function be called?
b) Describe the various string library functions used in C.
6.a) what is a self-referential structure? Give an example.
b) what is the purpose of return statement? Explain.
(SECTION-D)
7.a) how pointers can be passed to a function?
b) explain malloc(), free() and calloc() functions with a suitable example.
8. Discuss the various I/O operations of files.
(SECTION-E)
9. Answer short type questions:
i) discuss about enum data type with example.
ii) write a program to print the prime numbers between 1 and 100.
iii) explain the concept of command line argument and dynamic memory allocation.
iv) discuss about flowchart and various symbols used in designing a flowchart.
v) explain the various modes used for opening a file.
vi) what are the Bit-Level operations? Give an example.
vii) differentiate between logical and relational operators.
viii) what is a conditional operator? Explain with suitable example.